Withdrawals are available to workers through December 2022

As many already know, the Severance Compensation Fund (FGTS) It is the right of every worker who works under an official contract. However, although the amounts are the right of the owners, they can only be withdrawn in cases stipulated by law. In this sense, until the end of this year, there are some exceptional situations that make refunds possible.

See what they are in this article.

Unusual loot

In December, the deadline for workers to withdraw a single payment of up to R$1,000 from the FGTS will expire. The value is released in the mode Unusual lootwhich was issued by the federal government in April this year.

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The Caixa Economica Federal Responsible for transfers normally made through Digital Poupança do his box🇧🇷 Deposits are closed in June, but it is possible to access amounts until December 15th.

In this sense, if the worker is still interested in receiving the exceptional withdrawal, from now on he must submit the request directly in the FGTS application. Remember that an exceptional voucher is optional, not mandatory.

Christmas withdrawal

a Christmas withdrawal It is an FGTS method that allows workers to withdraw a portion of the available balance in their FGTS accounts each year in their birth month. The method was launched in April 2020 and already serves more than 21 million workers. About R$31 billion has been awarded.

Commitment to the birthday draw can be done through the FGTS channels (website and application). In practice, when you access the application, you only need to select the option “Withdraw date of birth” and then “Withdraw date of birth mode”. Finally, you just need to click on “choose birthday raffle”.

However, it is important to note that those who choose this method forfeit the right to opt-out, which is available in cases of dismissal without just cause. In this case, only a fine of 40% is raised on the amount deposited during the employment contract for the worker.

Late housing loan

Workers will be able to pay late installments to finance their homes. The FGTS Board of Trustees has authorized the use of resources to pay down debt in up to 12 installments. According to the board, the use of FGTS credit in financing installments overdue will be released through December 31.

To use the new method, the worker must go to the bank where he has financed and sign a declaration to transfer the account linked to the FGTS to deduct the amounts that have not been paid until then.

However, it is important to note that the fund can only be used for real estate with a value of up to R$1.5 million. In addition, they will only be released to workers who have contributed to FGTS for at least three years and who have no other active funding in SFH.