These Brazilians can access R$3,000 through Caixa; See how to apply

Many Brazilians can find themselves in a difficult situation with finances, as there is sometimes not enough money to invest in a business. In this way, some only need a payment to start projects and that’s where the Caixa Econômica loan method comes in.

So, if you are in this situation and do not know where to get the amounts you need, see below more about the bank method and evaluate if it works in your case.

I need money? Ask for a loan from Caixa

Check out Caixa’s employment options for Brazilians who need money to invest below.

Recruitment for individuals

Initially, the credit is available to individuals who just want to invest in the business. That is, it will not be released for any purpose other than that. The recruitment rules, in turn, are as follows:

• The maximum amount required in this method is R$ 1.5 thousand;
• The interest on this major can reach 1.95% per month;
• The total repayment period can be up to a maximum of 24 months;
• Here, passive people can also apply for the method, as long as they do not have outstanding debts exceeding R$3,000.

This specific method can be contracted directly through Caixa Tem (Android: https://bityli.com/SVbrUS or iOS: https://bityli.com/FwISrT), if the contractor already has an account in the application. See step by step:

• First, keep in mind that hiring can only happen if your in-app registration is valid. Therefore, try to update the information before proceeding;
• The next step is to click on the option that says “Loan Caixa Tem”;
• Then you just need to fill in some information about your income.

Caixa has a maximum period of ten days to release amounts, as it will first perform a credit analysis. So stay tuned for the app to see your status.

See also: Brazilians receive a gift from Caixa Team after the Easter break

MEI Recruitment

Finally, the bank also offers a recruitment method targeting individual micro-entrepreneurs, who must meet the following requirements:

• Be with the company active for more than a year;
• You do not have outstanding debts exceeding R$3,000;
• Employment value has seen an increase and is now R$4.5 thousand;
• The interest is different from the previous one, so the value here is 1.99% per month;
• However, the payment deadline is the same;
• It is also necessary that the MEI revenue for the full year does not exceed R$81,000.

Staffing here is different. Although Caixa has already expressed its intention to make ordering available through the app at some point, it will have to be done in person at the branches. In this sense, take your company documents and attend the bank.

See also: Caixa Tem offers high quality loan to Brazilians; Look at the value and how it applies