The revolutionary automatic pixel system can reduce costs; Understands

In the wonderful world of digital transactions, Auto pixel It presents itself as an innovation given the current scenario. The promise is to make financial transactions more flexible and convenient for businesses of different sizes and sectors.

Created by the Central Bank (BC), Pix Automático will be a practical alternative to recurring payments. According to BC, the new service will be characterized by simplicity and practicality. The user allows, through prior authorization in the secure environment of his account – which can be accessed directly via cell phone – to make debits automatically, without having to authenticate each transaction.

Why is Auto Pix useful for users?

This new approach to Pix can be an important tool for achieving efficiency and reducing billing costs. Moreover, there is also the possibility of reducing defaults, which is one of the major problems faced by many companies.

According to information received from the Central Bank itself, it is expected that there will be a reduction in operational costs, as these will not depend on bilateral agreements as is currently the case with direct debit. The operation will use Pix’s existing structure, as well as the monetary authority’s standard operating procedures.

Another point mentioned by BC concerns the changes that have also occurred in Pix Agendado. It will be improved to further improve service delivery. In this sense, the main change is that the repeat function will become mandatory from October 2024.

It’s important to note that although they target recurring payments, Pix Automatic and Pix Scheduled have significant differences. In the case of Pix Automático, the payment instructions will always be given by the receiving user, who must necessarily be a legal entity. In recurring scheduled Pix, payment instructions are always provided by the paying user.

In the field of digital transactions, these changes point to a more dynamic and integrated future. It is a step forward towards making financial operations accessible to everyone and increasingly efficient.

Regulations for both systems were issued by BC Correio, demonstrating that the central bank remains focused on providing people and businesses with tools that can facilitate and accelerate their financial activities.