The new withdrawal is available to the official workers; Check out the full calendar

A new draw is available for a group of Brazilian contract workers, Fundo de Garantia do Tempo de Serviço (FGTS). The entitlement is a right guaranteed by law, but it can only be revoked in specific cases and it is not always possible to recover the total balance.

Every month, employers deposit 8% of the employee’s salary into an account in Caixa, this amount has income and accumulates so that the worker can withdraw it in the event of dismissal without good reason, retirement, serious illness of the worker or dependent, and the purchase of the house itself.

Another option that allows to recover part of the balance of active and inactive FGTS accounts is to withdraw the date of birth, which is available to some people at the beginning of the year. In order to withdraw, it is necessary to comply with the requirements, choose the method, and give up the termination of the withdrawal.

New draw for workers born in January

The Birthday Draw allows you to withdraw a portion of your FGTS balance annually in the month of the worker’s birthday. The method is optional and when chosen, in case of dismissal, the worker does not receive the full amount of the guarantee fund, and will receive only 40% payment, referring to the termination penalty.

Funds are available from the first working day of the employee’s birth month and can be withdrawn after two months. In this way, the deadline for November-borns ends on January 31st, December-borns can opt-out until February and about 1.3 million January-borns can opt-out until March.

The amount each person will receive depends on the balance accumulated in active and inactive FGTS accounts, Christmas withdrawal issues from 5% to 50% plus an additional premium for balances over R$500.

See also: Learn How to Check PIS / Pasep Balance Completely Online: Step by Step

Annual Withdrawal Payment Schedule 2023

Birthdays in January: 01/02/2023 to 03/31/2023
Birthdays in February: 01/02/2023 to 04/28/2023
March birthdays: 01/03/2023 to 05/31/2023
April birthdays: 03/04/2023 to 06/30/2023
May birthdays: 5/2/2023 to 31/7/2023
June birthdays: 01/06/2023 to 08/31/2023
July birthdays: 07/03/2023 to 09/29/2023
August birthdays: 01/08/2023 to 10/31/2023
Birthdays in September: 01/09/2023 to 11/30/2023
October birthdays: 10/02/2023 to 12/29/2023
November birthdays: 1/11/2023 to 01/31/2024
December birthdays: 1/1/2023 to 2/29/2024

See also: Learn how to see your FGTS balance and see if payments are up to date; Step by Step

How do you join the method?

This method is optional, so those who wish to join the Christmas draw must apply to Caixa. The application can be made through the FGTS application available for Android (https://play.google.com/store/apps/details?id=br.gov.caixa.fgts.trabalhador&hl=pt_BR&gl=US) and iOS (https://apps.apple.com/br/app/fgts/id1038441027).

Through the application, it is also possible to check the balance of active and inactive accounts, request withdrawals in the ways prescribed by law, indicate an account (from any bank) for the amounts to be deposited, send the necessary documents and follow all stages of the process.

In order to be entitled to withdraw in the same year of the application, the adhesion must be made until the last day of the month of birth of the worker. After this period, the amount can only be withdrawn next year. If you want to go back to the standard withdrawal termination method, you will have to wait two years to withdraw the full amount in case of dismissal without just cause.

See also: changes in workers’ allowances; See when and how much you receive

Benefits of having a signed wallet

• Paid holidays: Every twelve months of service, the professional is entitled to thirty consecutive days’ leave during which he shall be paid so that his income shall not run out during the rest period;
• Thirteenth salary: This is a salary bonus at the end of the year as a reward for the employee’s period of performance. It may be paid in one installment only (in November) or in two installments (between November and December), with discounts always due;
• Transport vouchers: This voucher is given to all employees who live more than 1 km away from the service. The deduction in this case can be up to a maximum of 6% of the salary, and if necessary, the company must cover the remaining amount;
• FGTS: The guarantee fund is a worker’s entitlement consisting of a monthly deposit of 8% of the salary by the employer, in order to guarantee a “sock” to the employee in the event that, for example, he is fired, or goes through some other emergency, as cases of general misfortune;
• Night add-on: Finally, professionals who work non-traditional hours are entitled to the equivalent of a minimum of 20% of traditional salary. In this case, these are those who need to work between 10pm one day and 5am another.