The deadline for withdrawing “forgotten funds” from banks ends today. See how you do it

Today (16) is the last day to withdraw “forgotten funds” from banks or financial institutions. Consultation and withdrawal of resources should be done exclusively through the Central Bank’s SVR system. Through the platform, it is possible to check whether individuals, legal entities and even deceased persons have balances that need to be collected.

The change in the controls for collecting “forgotten money” dates back to the penalty that occurred on September 16 Law No. 14973/24which deals with the gradual return of payrolls. Through this procedure, the Union can control the amounts as “primary budget revenues” and are taken into account for the purpose of verifying compliance with the fiscal target of zero deficit.

What if the withdrawal is not made by the 16th?

After the deadline, the government will collect the balances to be integrated into the national treasury, and it will not be possible to consult and withdraw the “forgotten funds” again until after the second call from the ministry is published in the Official Gazette of the Union Finance.

The publication will contain specifications of the amounts collected, the depository institution, the branch, and the deposit account numbers. With the notice, another 30-day period, starting from the date of publication, is set for account holders to claim the amounts back.

But there is no date yet to announce the call. “It is difficult for us to determine when these 30 days will start and end, because the Ministry will have to obtain a list of unclaimed amounts, prepare a list of accounts, institutions and values ​​– and it will be a huge list,” comments Luis Felipe Ferrari, partner at Goulart Pinteado Adfojados.

How to consult and receive forgotten values

To find out if there are resources to receive, the account holder must access SRF website And provide data such as CPF for individuals and CNPJ for legal entities. Anyone who earns more than R$100 must activate double-factor authentication.

If there are resources and the request is submitted via the central bank system, it is necessary to provide the bearer’s Pix key for deposit. The payment will be sent within 12 business days, but the organization can contact you by phone or email to confirm the information.

If there is no Pix Key registered in the system, the applicant must contact the financial institution directly by phone or email to arrange a return.

To view amounts receivable from deceased persons, you must have the holder’s CPF on hand, be an heir, executor, executor or legal representative, as well as accept a liability waiver.

Hence, it is necessary to contact the institution to obtain information about the required documents.