The credit limit of your account can be increased through this feature

Nubank recently broke another record, and has just become the largest digital bank in Brazil, and not only that: the fintech also occupies one of the top positions in the ranking of banks with the largest number of clients, “competing” even with physical institutions.

Taking into account all this popularity, it is quite natural for fintechs to look for different ways to ensure further improvements for their customers, as is the case with more viable alternatives that allow an immediate increase in credit card limits.

Now, increasing your limit is quite easy, and better yet, there are many possibilities that can result in that instant credit being released. Therefore, anyone who wants to increase the Nubbank limit and guarantee a card “equal to its weight in gold” must pay attention to the possibilities presented later.

Nubank includes several alternatives to increase your limit instantly – find out which option is best for you

Alternative 1 – Limit development

Well, first of all, there is the most popular alternative among users, but it is the one that can take longer. Hence, this is a FinTech tool that is called “sophistication”. In this case, the client chooses the desired limit and looks for ways to gradually improve it.

To better understand the matter, Nubank sets specific dates to analyze the granting of this limit. Therefore, on the day of analysis, the bank takes into account all the practices adopted by that customer and thus decides whether to offer the amount or not. If the answer is no, a new appointment will be set. Some practices that can increase this opportunity are:

• Always pay bills on time;
• Use the card as much as possible, even if it is in the debit function;
• Choose open financing;
• Update all income information.

In this case, to ensure analysis of the development of the limit, the client must: access the Nubank account (nubank.com) > Log in > Click “Limits” > Select “Limit development.”

Alternative 2 – specific request

Another way to increase the limit is to indicate to Nubank that the customer is experiencing a certain situation. In this case, the customer must also choose the amount he wants to increase, marking some specifications, such as:

• Desire to make a specific purchase;
• Any unexpected expenses;
• some travel;
• Among things like that.

For this option, you also need to go to the Borders tab.

SEE ALSO: Nubank announces R$5,000 credit and customers celebrate; Check the news

New alternative – by Caixinhas do Nu

For those who are unsuccessful with the above alternatives, there is still another possibility: Nubank’s guaranteed limit. In this case, the increase will be immediate, but it will be necessary to take into account some factors.

The first and most important is to have money in Nubank funds. In a more straightforward way, micro funds make the money an investment, thus achieving 100% CDI. This way, the value provided in the boxes will be the user’s new limit.

On the other hand, the money will be committed until the bill is paid. Therefore, if the customer does not pay, the debit will occur automatically. To request an increase in the relevant limit, simply go to the application and click on “Nubank Guaranteed Limit”.

See also: What is the best way to contact Nubank? Find out how to talk to the bank