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Check the list of Brazilians who will receive exclusive benefits from November according to their CPF number
As of November 1, Brazilians whose CPF numbers end in different numbers will be able to count on a new benefit worth R$2,900.
The financial assistance provided by the government aims to alleviate the economic pressures faced by many families and provide breathing room in the budget.
The benefits cover a portion of the population, and provide an additional payment at the end of the year. For covered Brazilians, this assistance can make a unique difference to their finances.
Additional government benefit for workers
Birthday Withdrawal is one of the FGTS methods that allows workers to withdraw a portion of the balance from the account linked to the FGTS annually, in their birthday month.
As of November 1, some professionals will receive an interest rate of 5% and an additional premium of R$2,900 for those born in that month who have an account balance of at least R$20,000.
Workers who choose to withdraw at Christmas can withdraw an amount proportional to their FGTS balance, meaning the higher the balance, the greater the amount they can access.
For those who have a balance of at least R$ 20,000, the possibility of obtaining an additional amount of R$ 2,900 is a big advantage.
Therefore, additional resources can be used for various purposes, such as paying off debt, investing in home improvements, or making other plans.
See also: Have you used FGTS to get a loan? Find out what happens to your money when the method ends!
Choosing to opt out of Christmas has its drawbacks
However, workers should be aware that this method is not mandatory. By choosing this option, the employee waives the possibility of withdrawing the FGTS in the event of unfair dismissal. Therefore, you are limited to withdrawing the termination penalty only.
From this standpoint, the decision must be careful, as it is important for the worker to evaluate his financial needs in the short and long term.
In other words, choosing between the birthday withdrawal benefit and withdrawing the full FGTS balance in the event of separation requires a great deal of caution.
The Christmas withdrawal request process is very simple. To do this, simply use the FGTS application or go directly to the Caixa Econômica Federal branches.
Employees must monitor their accounts and verify that they meet the withdrawal criteria, especially with regard to the minimum balance requirement.
Find out more: Will a retrospective review of the FGTS lead to increased payments to workers? understands!
Progressive pay scale
Therefore, according to the birthday withdrawal schedule, professionals are entitled to withdraw the following amounts:
| Balance range limit (in Brazilian Real) | Aliquot | Additional premium (in Brazilian Real) |
|---|---|---|
| Up to 500.00 | 50.0% | – |
| From 500.01 to 1,000.00 | 40.0% | 50.00 |
| From 1,000.01 to 5,000.00 | 30.0% | 150.00 |
| From 5,000.01 to 10,000.00 | 20.0% | 650.00 |
| From 10,000.01 to 15,000.00 | 15.0% | 1150.00 |
| From 15,000.01 to 20,000.00 | 10.0% | 1,900.00 |
| Above 20,000.01 | 5.0% | 2,900.00 |
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