SEE WITH ANTICIPATE UP TO R 5000 FROM THE GUARANTEE FUND: STEP BY STEP

The Separation Compensation Fund (FGTS) acts as a type of savings for the worker employed under the Consolidation of Employment Laws Scheme (CLT). Thus, the employee can receive an amount in emergency situations, such as unfair dismissal, for example.

Therefore, every month the employer deposits 8% of the employee’s salary into the guarantee fund. Although the money belonged to the worker, he could not withdraw it at will. In fact, there are specific rules that regulate withdrawal. Caixa Econômica Federal is the institution responsible for managing the FGTS.

Thus, the state-owned company created new possibilities for withdrawals. One of them was the anniversary of withdrawal from Fundo de Garantia, which was created in 2019. Now, there is a way to make a payment on the anniversary of withdrawal. Continue reading this article to learn how to do that.

What is the anniversary of Fundo de Garantia’s withdrawal?

First of all, it is necessary to explain what the anniversary withdrawal of the Guarantee Fund is. As mentioned before, there are several possibilities for FGTS withdrawal. One of them is Christmas loot. In this method, the worker can get back part of his money once a year, in the month of his birth.

In this way, the application can be submitted until the last day of the worker’s birth month. In the case of December, for example, those born in this month can request withdrawals up to the 31st. Thus, refunds can be made within 3 months (90 days). If the deadline is not met, the money is returned to the guarantee fund.

In this way, the worker can request the withdrawal of the FGTS on his birthday after the last day of his month. But, in such cases, you will only receive the payment in the year following the request. Once the worker accepts this method, he needs to stay for at least two years with the Christmas withdrawal. Therefore, it is recommended that a person has a certain job stability to do so.

The application is submitted through the Fundo de Garantia application, which can be accessed through this link: https://www.fgts.gov.br/Pages/default.aspx 🇧🇷 In addition, it is also possible to access the platform through the FGTS app. The tool is available in the virtual stores of mobile phones. That is, in the case of Android devices in the Play Store. Meanwhile, on the iPhone, which is running iOS, in the Apple Store.

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Workers can apply for an advance

Thus, Caixa Econômica Federal issued an advance for the Christmas withdrawal. Workers can order up to R$5,000 in this way. That is, it is possible to withdraw the advance of up to five years, as it is allowed to withdraw up to R$ 1,000.00 annually. For this, it is necessary for the person to have the amounts available in their security fund. It is important to say that when choosing to advance, it will not be possible to withdraw in subsequent years.

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