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See what changes for workers

Brazilian workers with a formal contract should pay attention to a new measure taken by President Lula: extinction. FGTS (Fund for Guaranteed Service Time) Birthday Draw.The proposal will be referred to. National Conference In November, after the elections were over.

Farewell to the FGTS Anniversary Withdrawal: Find out what’s coming to workers. Photo: Jane de Oliveira/FDR

the FGTS Birthday Withdrawal It is a method that allows employees to withdraw a portion of the available balance in the fund annually in the month of their birth. With this option, you can access up to 40% From the total value accumulated in the guarantee fund, ensuring additional annual income.


After all, is the anniversary of the FGTS withdrawal already over?

The FGTS withdrawal agreement has not yet been cancelled, but President Lula has already expressed his support for the proposal. The project must be presented to the National Congress after the end of the electoral period scheduled for November.

The FGTS Birthday Withdrawal, implemented in 2020, allows workers to withdraw part of the balance from active and inactive accounts during their birth month. The proposal under discussion aims to replace this method with a new withdrawal formula, facilitating access to salary loans for private sector workers.

FGTS Birthday Withdrawal in September

The FGTS Birthday Withdrawal for Brazilians born in September is available from the 1st. Those who have already chosen this method can receive their refunds until November 30th. Anyone who is still receiving their withdrawal and wants to switch to this method has until September 30th to complete the transition.

How to request a FGTS birthday withdrawal?

  • Download FGTS app.

  • Log in using the account linked to Caixa;

  • Select the “Withdraw Date of Birth” option;

  • The worker remains tied in this way for 24 months.

FGTS 2024 Birthday Draw Calendar

  • January: January 2 to March 29, 2024;

  • February: February 1 to April 30, 2024;

  • March: From March 1 to May 31, 2024;

  • April: April 1 to June 28, 2024;

  • May: May 1 to July 31, 2024;

  • June: June 3 to August 30, 2024;

  • July: From July 1 to September 30, 2024;

  • August: August 1 to October 31, 2024;

  • September: September 2 to November 29, 2024;

  • October: October 1 to December 31, 2024;

  • November: November 1, 2023 to January 31, 2025;

  • December: From December 2, 2023 to February 28, 2025.

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Laura AlvarengaLaura AlvarengaLaura Alvarenga

Laura Alvarenga holds a degree in Journalism from the Centro Universitário do Triângulo in Uberlândia – MG. She started her career in communication consulting, spent a few years working in small local print newspapers, and is now committed to a career in online journalism through the FDR portal, where she researches and produces content on economics, social rights and finance.