Pix has new rules as of Monday (2/1) – Economy

The new rules begin to apply next Monday (2) and change the limits of Pix.

Move the daily limit in full

– It will be possible to transfer the entire daily limit in one charge.

– If a person has a total daily limit of R$3,000, but a limit of R$1,000 per transaction, they will need to make three transfers. Starting Monday, you will be able to make one transfer of R$3,000.

Read: Complaints about Pix double problems in 2022, Procon data shows

PIX Withdraw and Exchange TM limits greater

Pix withdrawal and change limit: increased from R$500 to R$3,000 during the day, and from R$100 to R$1,000 at night.

night schedule

– The overnight time limit can be flexible and set by the customer, if the bank offers this option. The day is from 8pm to 6am, but can start at 10pm if the customer wishes.

– The Bank is not obligated to offer this option, and the ACC is free to decide whether or not to do so.

– According to a note from the British Columbia Consultants, this change can be applied until July 3, 2023.

The night limit is lower than the day limit and was put in place to prevent criminal acts, such as burglaries and kidnappings.

Read: The central bank announced that Pix will no longer have a per-transaction limit in 2023

Limited change does not change

– One rule that remains the same is to change the threshold in value. If a consumer wants to reduce their Pix limits, the demand must be met immediately.

– If you want the increase at some point, the bank has a period from 24 hours to 48 hours to evaluate the request and accept it or not.

– This is already valid today.

Read: Pix jo is the most used payment method in Brazil