More than 12 million have not withdrawn their balance

More than 12 million Brazilians who have the right to receive the extraordinary FGTS have not yet moved funds into Caixa Team. Credit is available for all groups since the last month of April. The deadline for transferring the amount ends on December 15th. After that, the deposit will be returned to the severance compensation fund.

Looking at the latest data from Caixa Econômica Federal, more than R$9 billion is still available to citizens. Each of them can withdraw up to 1000 BRL. In any case, the truth is that the money available will vary according to the value that an individual has in his social accounts.

The money was automatically deposited into each worker’s digital social savings account. Anyone who does not have this account at Caixa Econômica Federal will win one free. To move the amount, simply use the Caixa Tem app. The application is available for free download.

If you check your details and notice that there is no credit in your name, you can apply through the FGTS application. Note that transfers are only made to people who have some funds available in all of their escrow fund accounts.

Inquiry

Through the FGTS website, citizens can check if a worker qualifies for an exceptional FGTS withdrawal, as well as confirming a credit history in a digital social savings account.

It is also possible to carry out verification through the application of the FGTS and branches of Caixa Econômica Federal. Through these methods, it is possible to know the balance, confirm the date, request a return of the deposited amount, and inform you that you do not want to receive the balance.

The individual will also be able to use the application to make a registration change in their data.

FGTS rules

If a citizen has more than one FGTS account, the withdrawal is made first taking into account accounts related to expired labor contracts, always starting with accounts with the lowest salary.

Soon, you keep track of the other linked accounts, always starting with the accounts with the lowest balances. In all cases, the withdrawal limit will be R$1,000.

These withdrawals do not include balances in accounts that are banned for any reason. Sometimes, the account is blocked as collateral for credit operations, or even in the event that a citizen expects his withdrawal on his birthday.

Citizens with any specific questions about their situation need to contact Federal Savings Bank through its official channels. They are: the FGTS application, or numbers 4004-0104, for capitals and metropolitan areas, and 0800-104-0104, for other regions.

Remember that no citizen is obligated to use unusual FGTS funds. As said, if the individual does not want to use the amount now, he can inform this decision through the application. There is also the option to simply not use the amount until December 15th.