Find out how to anticipate the FGTS withdrawal with the Caixa Tem app

The Caixa Tem app has been updated over the months and offers more services and facilities to the users. In addition to having all information about benefits collected in one place, Caixa Tem also allows early withdrawals from the FGTS Compensation Fund. Learn step by step.

Read more: Golden Tips for Paying Off Your Debt with FGTS Credit

FGTS birthday withdrawal can be requested online quickly and practically. It only takes a few clicks to register interest in pre-withdrawing benefits.

FGTS withdrawal

The minimum deposit amount is 500 BRL. The annual withdrawal request is a right for all workers who have an official contract. Thus, the first step is to create an account at Caixa Tem. The process is done digitally.

After downloading the application and creating the account, the loan can be requested. Previously, the minimum amount required was R$2,000. According to Caixa Econômica, workers can expect a withdrawal of up to three years at Christmas.

Funds are released quickly. That is, the day after the order, the worker already receives the allotment. Therefore, Christmas withdrawal is one of the few situations that allow access to FGTS funds.

Therefore, it is necessary to opt for early withdrawal. It has already begun to reach the 2022 quotas by workers who have opted out on the anniversary. So the money can be withdrawn in the month of birth. In January alone, more than 1.3 million Brazilians can receive the benefits.

According to federal government data, more than 17.8 million Brazilians have already declared their desire to receive funds in 2022. It should be noted that withdrawals of funds have been allowed since 2000. Thus, it is possible to participate from the FGTS balance, both from active and inactive accounts .