FGTS: Check out how to join and receive the draw in 2021; See the dates

a birthday loot It is a form of employment compensation fund (FGTS) that is provided upon commitment of the worker. Part of the FGTS amount is released annually in the month of the birthday of the beneficiary, who can get a refund up to two months after the deposit.

In order to access the FGTS draw for his birthday, the concerned worker must indicate his interest by requesting payment by the last day of his birthday month to Caixa Econômica Federal. If the deadline is exceeded, payment will only be available the following year.

It is indicated that whoever adheres to the method loses his right to withdraw, which is released when the worker is dismissed without just cause. To return to the traditional form of FGTS payment, a person must wait two years to contact Caixa again.

FGTS Anniversary Withdrawal Calendar

How to join the FGTS birthday swag?

1. access to the FGTS application or the Caixa Econômica Federal website;
2. Click “My FGTS”;
3. select the option “Birthday withdrawal”;
4. Then read and agree to the terms and conditions;
5. Finally, click on “Join Cashout-Birthday”.

Predicting FGTS birthday withdrawal

Some banks offer an FGTS birthday withdrawal advance through a loan. Most of them allow up to three installments to be submitted for the method. Payment is made automatically, and is deducted directly from the escrow fund.

However, in order to anticipate the Christmas withdrawal, the worker must authorize the bank to access the balance deposited in the fund. The authorization is done on the FGTS website or application, according to the following step by step:

1. access to the FGTS application;
2. On the main screen, click “Authorize banks”;
3. Once done, tap on “Christmas Cash Loan”;
4. Then select “Financial Institutions”;
5. Choose the bank you want to borrow;
6. Finally, just confirm your choice;
7. ready! Now, in your bank application, perform the loan procedure for FGTS withdrawal birthday prediction.

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