Desenrola Brasil's 2024 deadline is coming to an end; Renegotiate now!

Brazilians have several government debt renegotiation programs available to them for 2024. However, to take advantage of these initiatives, it is important to be aware of the deadlines for each program. These programs cover a variety of debts, from bank debt to tax debt.

What are renegotiation programs?

Renegotiation plans include Desenrola Brasil, a program that allows debts to be renegotiated through the government's website, using login Gov.br. This program targets individuals who earn up to two minimum wages per month or are registered in the Unified Register of Social Programs of the Federal Government (CadÚnico).

Another program is the “Desenrola da Educação”, launched in November 2023, with the aim of providing attractive terms for the repayment of debts related to the Student Finance Fund (FIES).

In addition, the Federal Revenue Service launched the Incentive Tax Self-Regulatory Program, which offers a 100% rebate on penalties and interest to taxpayers who settle undisclosed debts.

Program deadlines

It is important to know the deadlines for participation in each program. Here are the debt repayment dates for the above-mentioned programs:

• – Desinerola Brazil: until March 31, 2024.
• – Renegotiation of files: until May 31, 2024.
• – Stimulating tax self-regulation: until April 1, 2024.

Program requirements and alternatives

Each program has its requirements and payment alternatives. For Desenrola Brasil, operations can be paid in cash or in 60 installments with interest of up to 1.99% per month. At Desenrola da Educação, payment terms vary depending on the debt history and student status.

In the self-regulatory incentive tax program, the taxpayer simply pays 50% of the debt in cash and pays the rest in installments up to 48 months to get a 100% interest rebate.

Debt Renegotiation Tips

To make the most of these renegotiation programs, the party involved must be aware of the deadlines and plan to fulfill the commitments made. Moreover, it is recommended to analyze the conditions of each program in detail before choosing one.

Most importantly, debt renegotiation is only the first step. Consumers should also adopt responsible financial behavior to avoid future debt. Therefore, renegotiation programs provide an excellent opportunity for those who want to start 2024 right and with their finances updated.