Check conditions and how to hire

With payments of up to 84 installments, a Crefisa loan can be an interesting option for those who are negative and need some extra money urgently. Because it is payroll deductible, this type of credit usually has lower interest rates.

Crefisa makes payroll loans available to retirees and retirees INSS (Instituto Nacional do Seguro Social) and employees of federal, state and municipal offices, provided that they present a postable margin available for employment.

In order to receive credit, the public servant must note whether the agency he works for has an agreement with the company providing the product.

How does the Crivisa Payroll Loan work?

Recruitment is facilitated and can be done entirely online, even via WhatsApp. The product deals with the negatives and has an additional 5% margin for INSS recipients. The first installment can be paid within 60 days.

For new contracts, the minimum amount is R$500.00. However, in the case of refinancing contracts (where the customer contracts a new loan, subject to repayment of a previous loan), the minimum amount is R$200.00.

Once your credit is approved, the money is credited to your account within a maximum of 48 hours after your employer confirms your payroll loan margin.

By operating on the payroll loan method, Crefisa can guarantee good interest rates to its clients, and optimize the terms of the contract.

In this way, because the deduction is made directly from payroll or benefits, financial institutions are able to offer better conditions based on a lower risk of delay and default.

How do you hire?

Credit can be requested through four channels:

• by phone – for residents of capitals and metropolitan areas at 113003-3376;
• By phone – for residents of other locations through 0800-273-3376;
• via WhatsApp – through 11 97970-0104;
• Through the Crefisa Mais application for account holders.