Central Bank Announces Changes to Pix Mobile! See What Has Changed Now

The Central Bank has announced new rules for the instant payments system BICS, which will come into effect from November 1, 2024. The main aim of these changes is to increase the security of transactions made via mobile devices, such as mobile phones and tablets, and thus prevent potential fraud.

The main change highlighted by the central bank sets reduced limits for transactions via Pix on mobile devices that have not been pre-registered. Among the measures are lower maximum transfer values, with the aim of ensuring financial security for users.

Pix Mobile Security Measures

As of November 1, 2024, new mobile devices, which have never been used to initiate a Pix transaction, will have a maximum transfer amount limited to R$200 per transaction, with a daily limit of R$1,000. To make transactions exceeding these values, it will be necessary to register the device with the financial institution.

The changes are aimed at reducing the potential for fraud, particularly by making it more difficult for unregistered devices to be used for criminal transactions. The central bank explained that the measure aims to prevent the use of stolen or hacked devices by fraudsters.

What other security measures will be adopted?

In addition to the new mobile device registration rules, the Central Bank advised financial institutions to implement additional measures to identify and prevent fraud. These measures include:

• Use advanced solutions to identify atypical transactions;

• Regularly screen customers for fraud;

• Providing information on how to avoid digital fraud;

• Differential treatment for customers with a history of fraud.

These measures will be essential to ensuring a safer environment for financial transactions, protecting both users and financial institutions.

What is auto pixel?

Another new feature announced by the central bank is the launch of Pix Automatic, scheduled to launch on June 16, 2025. This new feature will allow you to schedule recurring transfers without the need for repeated authorizations. Pix Automatic aims to increase convenience for users, simplifying processes that previously required multiple authorizations.

This feature is expected to make it easier to pay regular bills, such as rent and school fees, among other recurring debts.

How can users ensure the security of their transactions?

To ensure they can continue to use Pix safely and efficiently, account holders are advised to comply with some important recommendations:

• Register your mobile devices with your financial institution;

• Monitor communications from your financial institutions to inform you of new rules and measures;

• Use the security tips provided by banks to avoid digital fraud;

• Monitor your transactions regularly and report any suspicious activity immediately.

These measures are necessary to keep transactions via Pix secure, ensuring the system continues to be a reliable and efficient tool for users.

In short, Pix’s new rules and security measures demonstrate the central bank’s commitment to providing a safer and more fraud-proof financial environment. Users should be aware of the changes and follow the recommendations to ensure a smooth and secure experience when using Pix.

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