Can I get the full balance in the Christmas raffle?

FGTS birthday withdrawal is a feature that works like this: anyone who joins can make annual withdrawals from FGTS accounts, inactive – from previous jobs, and active. Given these facilities, the big doubt people often have is whether it is possible to pay the entire FGTS balance in a Christmas draw, or if there is a limit on the amount. Below, check the answer.

You may also like:

Check which banks offer loan with FGTS guarantee

FGTS: Christmas draw has been released; Check out the full calendar for 2022

Caixa Confirms & Reveals PIS/PASEP Payment Schedule for 2022

FGTS: Can I get all the credit in the Christmas raffle?

In short, the Christmas draw is not the entire account balance. And yes, the percentage changes according to the amount available. Accounts with a value of up to 500 BRL will receive 50% of the balance released for withdrawal, at the same time, the higher the value in the account, the lower the percentage that the worker will be able to withdraw annually.

Additionally, opting out of Christmas is not mandatory. Therefore, the worker can choose to do so if he wants to. However, there are some important points to consider. Meaning, if you are fired, you will not be able to access all the funds in your account, as is usually the case. In this case, the worker has the right to pay a fine of 40%, in addition to rights such as prior notice, among other things. The FGTS balance continues to be withdrawn in annual instalments.

What is the benefit amount?

There are some ranges of credits for FGTS accounts. The percentage of Christmas loot is specified for each of them. Accounts with a value of more than 500 BRL will receive a fixed amount: the worker can withdraw, in addition to the specified percentage, the predetermined amount.

Below, check out the following table, which shows how much each worker can withdraw from each account they have, depending on their balance:

Anyway, you want to stay Inside everything that happens in the world of finance?

So follow us no youtube channel And on our social networks, like Facebook social networking siteAnd Twitter, Twitch E Instagram. So, you will follow everything Banks Digital credit cardsAnd loansAnd financial technology and topics related to the world of finance.

Photo: Brenda Rocha / shutterstock.com