CAIXA launches R$1,000 subsidy; See who can receive

The Federal Savings Bank A new feature is being released to Brazilians through the Simplification of Digital Microcredit Program for Entrepreneurs, SIM Digital. It is located around New help in the amount of 1000 Brazilian riyals.

Initially, the microcredit program is intended to benefit individuals and small entrepreneurs (MEIs). According to Caixa data, the new loan of thousand Brazilian reals, Recently launched, it already serves millions of workers.

The amounts to be allocated to the microlending program amount to 3 billion Brazilian riyals, extracted from the Lending Compensation Fund (FGTS). The implementing agency is the Microfinance Guarantee Fund (FGM) of Caixa.

Aid worth 1000 Brazilian riyals via BOX

First, it is important to note that Brazilians can count on two options, depending on which one is right for them. a look:

• singly. This method will allow access to a balance of up to 1000 BRL. The interest rate will be 1.95% per month, and the loan can be divided into 24 months. It should be noted that even those who are passive can get the program loan;
• Legal Entities. Here the individual micro-entrepreneurs (MEIs) benefit. The issued balance for this group can be up to R$3,000. The amount of the premiums is the same as that specified for individuals, 24 months and with a slightly higher interest than the first group: 1.99%. Also in the case of MEIs, only entrepreneurs with an annual gross income of R$ 360 thousand will be able to participate in the microcredit program.

How to apply for assistance up to 1000 RRL?

Individuals wishing to obtain a micro-credit can apply via cell phone, via square his. Anyone who wants to rent the service can do this automatically, however, analyzing the release should take an average of one week.

In the case of legal entities entitled to microcredit, i.e. MEIs, contracting can take place at Caixa’s physical branches.

I have a dirty name, can you ask for help?

According to Caixa, citizens with dirty names can apply for a small loan of R$1,000 or R$3,000. You will have access to loans including those with a bad (negative) name at credit analysis institutions, such as Serasa and SPC Brasil.

Caixa TEM Update for Receipt

After downloading the application, the user must perform the registration update in Caixa Tem. For this, the application asks the user to scan the ID document, send a “selfie” and report the monthly income.

In the case of MEI, credit must be requested at agencies. To be hired, a citizen must have an account with Caixa, have more than 12 months of billing as MEI and provide proof of residence, personal and company documents.