Banco do Brasil arrives with victories

Banco do Brasil customers can advance their 13th salary

On Thursday the 14th, Banco do Brasil customers will be able to celebrate two victories that include a 13th salary forecast and a record net profit of R$35.6 billion in 2023.

First, let's talk about the benefits that the financial institution offers to clients who want to expect their thirteenth salary.

Banco do Brasil – like other institutions – offers the possibility of anticipating the additional payment, which only occurs at the end of the year.

According to the bank's official portal, customers get their salaries at BB by paying up to 80% of their 13th salary in advance.

The news is getting better. INSS pensioners or customers who receive a pension through credit in a BB current account can also pay in advance.

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This way a customer who needs additional funds during the month can request payment in advance, which will be paid upon contract.

Banco do Brasil issues up to R$20,000 and payment is made in one lump sum, either upon receipt of the thirteenth salary balance or upon expiration of the contract, whichever comes first.

he won

Last year, Banco do Brasil broke a record by reaching R$35.6 billion in net profit in 2023.

At first you may think that the news does not affect customers, but you are wrong.

The financial institution broke a record due to growth in volume, loan portfolio prices and interest income from Treasury bonds.

Low interest rates have attracted more Brazilians to the bank, a fact that also helps customers who can get a loan that fits their budget.

The investments are also reflected in the client's pocket, as the returns are higher.

According to the Aqui Happen portal, Banco do Brasil introduced a Record adjusted net profit of R$35.6 billion in 2023.

In this way, the institution grows by 11.4% compared to 2022. The value added to society reached R$86.1 billion, the capital index ended at 12.12%, and Q4 23 reached R$9.4 billion.

Expanded credit portfolio:

The expanded credit portfolio, which includes private capital management (bonds and securities) and guarantees provided, recorded a balance of R$1.1 trillion in 2023, a growth of 4%.

The 90-day default rate has reached 2.92% lower than the financial system, which is an excellent fact, as customers are able to pay their bills on time. The coverage rate was close to stable at 196.7%.

Extended Individual Wallet:

Growth of 2.9% compared to September 2023.

Expanded portfolio of legal entities:

It recorded growth of 5.2% in the quarter and 9.0% in 12 months.

Expanded agricultural business portfolio:

Its balance reached 355.3 billion Brazilian reais, with a growth of 4.5% compared to September 2023 and 14.7% in 12 months.

Finally, Banco do Brasil has also been recognized for the fifth time as the most sustainable bank in the world.

HOW TO OPEN AN ACCOUNT AT BANCO DO BRASIL?

Banco do Brasil has become one of the major financial institutions in the country due to its advantages.

If you don't have an account and want to take advantage of the benefits, we'll explain what you need to be an enterprise client. See the steps:

• Get the app;
• Fill in the required data;
• Check the device
• Send documents;
• Register your password.
• Wait for confirmation;
• And ready.

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