Average US banks are asking regulators for help

a American Alliance of Midsize Banks (MBCA) urged US regulators to extend insurance to all deposits in these institutions for the next two years.

According to a report by Bloomberg News, the measure “I will stop running immediately.” deposits from small banks, stability The banking sectorIn addition to Restoring confidence in the financial system.

Collapse Silicon Valley Bankwhich held a large number of Unsecured deposits Beyond the limit guaranteed by the FDIC (Federal Deposit Insurance Corp.), account holders transferred their funds to “Banks are too big to fail” And led to a strong sell-off in banking stocks.

Also according to the report from Bloomberg, the group has proposed expanding the insurance program Paid by the banks themselves-Increase the rating of deposit insurance for lenders who choose to participate in larger coverage.

The letter was issued by mid-sized US banks about a week after a bank collapse Silicon Valley Bank. Meltdown Tensions are running high with the country’s regional banks, which have limited ability to handle rising interest rates.