A new way for the FGTS to preserve the memory of the FGTS withdrawal arrives amid debates about extinction

the New FGTS methodknown as Birthday lootis the focus of discussions between Ministry of Finance and Ministry of Labor and Employment. Since its inception in 2020The method allowed official workers to withdraw part of the balance Service time guarantee fund In their birth month. However, the future of this system is under review and may undergo significant changes.

to Changes to the new FGTS method They reflect concerns about the efficient use of resources in sectors such as housing and infrastructure. the Federal government He seeks to balance these needs with the desire to preserve Birthday lootAnd ensuring access to salary loans for workers.

What can happen with the FGTS Birthday withdrawal method?

the New FGTS Method, Christmas WithdrawalIt is the focus of discussion between the Ministries of Labor and Finance. While the Department of Labor proposes eliminating this option, the Treasury Department proposes a compromise. The idea is to limit the amounts that can be withdrawn annually and set deadlines for using withdrawals as credit security, with the aim of minimizing the impact on FGTS accounts.

Another proposal discussed is promoting payroll loans in the private sector as an alternative. This measure would allow workers to obtain loans at lower interest rates through the electronic social network, with direct deduction from salaries.

The new FGTS method includes a payroll deductible credit

The new FGTS approach positions salary loans as a central alternative in discussions about changes to birthday withdrawals. This type of credit, with lower rates due to direct payroll debits, provides security for banks and could become a viable option for workers if the Christmas draw is reworked.

The proposal is to make payroll loans more accessible through digital platforms that facilitate loan analysis and approval. This will not only reduce reliance on withdrawal from date of birth, but will also ensure greater financial stability for workers.