FGTS has been released for those born in October, find out how to draw on your birthday

Workers born in october and choose Birthday loot FGTS has already been able to access its benefits since the beginning of this month. This method, which allows the employee to withdraw part of the FGTS balance annually, has gained popularity because it provides an alternative to termination of withdrawal, which is implemented in cases of unfair dismissal.

The difference between Birthday loot is that they provide flexibility, allowing the worker to access a portion of his or her assets in his or her birth month. However, choosing this model comes with a condition: the worker loses the right to fully withdraw from the Social Security Fund in the event of dismissal, leaving only compensatory compensation.

FGTS 2024 Anniversary Withdrawal Calendar

Workers should pay attention to withdrawal issuance dates, which vary depending on their birth month. Here’s the full calendar for 2024:

• January: From January 2 to March 29, 2024;
• February: From February 1 to April 30, 2024;
• He walks: From March 1 to May 31, 2024;
• April: From April 1 to June 28, 2024;
• maybe: From May 1 to July 31, 2024;
• June: From June 3 to August 30, 2024;
• July: From July 1 to September 30, 2024;
• August: From August 1 to October 31, 2024;
• September: From September 2 to November 29, 2024;
• October: From October 1 to December 31, 2024;
• November: From November 1, 2023 to January 31, 2025;
• December: From December 2, 2023 to February 28, 2025.

How does the FGTS Birthday Draw work?

One of the most common doubts among workers is understanding the difference between towing methods FGTS. While termination of withdrawal is traditional and occurs in the case of unfair dismissal, giving the right to full withdrawal plus a 40% penalty on deposits, annual withdrawal is optional and annual withdrawals are permitted.

node Birthday lootThe worker will be able to withdraw part of the FGTS balance every year in his or her birthday month. However, if the worker is fired, he or she will only have access to the severance penalty, and the rest of the balance will remain withheld.

How to request a FGTS birthday draw?

For those who choose this method, following a simple step-by-step guide is essential:

1. download FGTS application.
2. Log in with your Caixa account.
3. Select the “Birthday Draw” option.
4. Join this method for 24 months.

Is it worth choosing a Christmas draw?

The decision to join Birthday loot It involves careful analysis. For some, having an annual amount can help with financial planning. On the other hand, the restriction of complete withdrawal in the event of dismissal is a point to be taken into account. Each worker must evaluate their financial reality and future needs before making a decision.

For further details, it is always recommended to request information directly from Caixa Econômica or consult a financial professional to understand all the long-term implications of this choice. Committing to a FGTS birthday withdrawal is a decision that can bring both benefits and limitations, depending on each factor’s scenario.

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