Born in August? There’s a gift waiting for you at FGTS!

Caixa Econômica Federal has already started issuing the FGTS birthday draw for workers born in August. In addition, those born in June and have already joined the modality, but have not yet received it, can also withdraw this month. If you are part of one of these groups, pay attention to the deadlines and important information to take advantage of this opportunity!

Who can withdraw FGTS in August?

Those born in August can take advantage of their birth month to withdraw part of their FGTS balance. It is necessary to join the birthday withdrawal method by August 31, directly through the FGTS application or on the Caixa Econômica Federal website.

Those born in June, who have already joined the birthday draw, but have not received it yet, can also make the draw during this period. Check your account and take advantage of the extended period to make the draw.

How does the FGTS Birthday Draw work?

The FGTS Birthday Withdrawal allows the employee to withdraw a portion of the balance available in the FGTS account annually in the month of his birth. This method provides the opportunity to withdraw 5% to 50% of the balance, depending on the total amount in the account and includes an additional premium depending on the total amount of the FGTS.

To know exactly how much you can withdraw, Caixa provides a complete table on the FGTS app. In general, the higher the account balance, the higher the amount available for withdrawal.

How long can I join the Christmas raffle?

If you were born in August and have not yet entered the Christmas Draw, it is important to know that the deadline to do so and receive it in 2024 ends on August 31. Avoid the last minute!

For those born in June who have already joined the method, the withdrawal period extends until the end of the second month following their month of birth. Don’t miss this opportunity!

Why should I take advantage of this opportunity?

Joining the Christmas raffle offers many benefits, check out the reasons why you should consider this option:

• Financial planning: It facilitates financial planning by enabling scheduled withdrawals.

• Use of credit: It allows you to use FGTS more strategically, taking advantage of the available balance.

• Flexibility: It gives workers the flexibility to use the funds according to their needs.

If you meet the requirements, be sure to join and take advantage of this benefit offered by the FGTS Birthday Draw.

How do you calculate the amount you can withdraw?

To calculate the exact amount you can withdraw, Caixa Econômica Federal provides a table on the FGTS app. The calculation is simple:

1. Download the FGTS app from your cell phone’s app store.

1. Access your account using your CPF and password.

1. Go to the Christmas Loot section.

1. Please refer to the table provided to see the percentage you can withdraw and the additional installment if any.

What is required to join the Christmas raffle?

To join the FGTS Birthday Raffle, simply follow these steps:

• Access the FGTS app or the Caixa Econômica Federal website.

• Log in with your CPF and password.

• Choose the Christmas raffle option and confirm your membership.

• Wait for confirmation and check if the withdrawal amount is available.

Taking advantage of the FGTS annual draw is an excellent way to use your guarantee fund in a planned and strategic way. Don’t miss out!